Joint PayPal Account – Everything You Need to Know

A Joint PayPal account is quite popular for those couples and business partners that want a single PayPal wallet. And if you are interested in this feature, you have come to the right place to learn about it. In this MoneyBrighter article, we will teach you how to create a joint PayPal account. And perhaps, we can tell you some important information that might be useful as well.

joint paypal account

What is joint PayPal account?

The Joint PayPal account is a type of PayPal account that two or more people share. This way, there will be only one PayPal account with multiple users allowed to access it.

This type of account is only available and accessible with a business account. So if you want to avail of the Joint PayPal account, you will need to upgrade from a personal or premier account to a business account.

The Joint PayPal account is best for business partners or business architectures that require a shared account. This is good for monitoring incoming and outgoing money on-the-go.

How to get a joint PayPal account?

As mentioned earlier, you will need to have a PayPal Business account. If you have not upgraded to a business account yet, please do so first!

Time needed: 5 minutes

If you are already on a business account, we can proceed now. Please do follow the instructions carefully.

  1. Go to the PayPal website

    On your laptop or PC web browser, log in to your PayPal account. Use this link to get there now:

  2. Go to Settings

    From your PayPal main dashboard, click on the “Settings” button. It is the one with the gear icon next to the “Log Out” button on the screen’s top-right corner.

  3. Go to Account Settings

    Go to the “Account Settings” panel.

  4. Go to Additional Owners

    Under the “Account Settings,” click on the “Additional Owners” button. See the picture for reference.

  5. Fill out form and save

    Once you clicked on the Additional Owners, you will be redirected to a new page that requires the new user’s personal information. Kindly fill up all the needed information before clicking the “Save” button.

  6. Determine privileges and access limitations

    On the next page, you will need to identify the new user’s privileges or the limit of access you can provide to that new user.

  7. Save changes

    Click on the “Save” button to confirm.

That’s it. You now have a Joint PayPal account that you can share with other people. This is useful for small companies, couples, friends, and other co-op arrangements.


A joint PayPal account is a PayPal account that is shared by two or more persons. There will be only one PayPal account with numerous users able to access it in this manner. There will be only one PayPal account with numerous users able to access it in this manner.

The Joint PayPal account is a good way to share PayPal as a virtual wallet. It is easy, secure, and useful for many circumstances. The only issue is when the new user does something uncalled for or mischievous. So it is wise to consider the access privileges that you want to share carefully. Ask us about credit card statement, preferred payment method, combined payment, payment access, payment history and other details from the article. If you have any questions that you want us to answer today’s topic, please leave your messages down in the comment section below. Rest assured that we will try to get back to you as soon as we can. And please do share this article with your friends if this has been helpful for you.

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